Personal Banking
Autie
(231) 935-HELP (4357)
toll-free (866) 935-4357
Monday–Friday 8:30 a.m. to 5:00 p.m.
customerservice@nwbank.com

Checking

Northwestern Bank offers four different personal checking accounts to fit your individual needs...

Premier Checking

  • Interest paid monthly
  • Interest rate tiers: $1,000; $15,000; $25,000; $50,000; $100,000 or more
  • No monthly maintenance fee with a minimum account balance of $1,000 or a combined Northwestern deposit/loan relationship balance of $15,000 or more
  • Detailed monthly statement; free electronic statements available
  • First box of personalized checks free with an opening balance of $15,000 or more
  • Open your Premier Checking account with as little as $1,000 and maintain a $1,000 collected balance to earn interest
  • Free Online Banking and Bill Pay
  • Debit card or ATM card is available
  • Overdraft Protection is available

VIP Checking

  • Free checking and more, if you're age 50 or over or a Northwestern Bank mortgage customer
  • No monthly service fees
  • Earn interest with a collected balance of $1.00 or more
  • Interest rate tiers: $1; $1,000; $15,000; $25,000; $50,000; $100,000 or more
  • Free American Express Traveler's Checks
  • Unlimited free money orders and cashier's checks
  • Direct deposit of Social Security or other checks
  • Free consultation with a trust officer
  • Detailed monthly statement; free electronic statements available
  • Receive one box of personalized specialty checks free per year or a 25% discount on any style checks
  • Open your VIP Checking account with just $50
  • Free Online Banking and Bill Pay
  • Debit card or ATM card is available
  • Overdraft Protection is available

Basic Checking

  • Free checking with unlimited check writing privileges
  • No monthly service fees
  • Detailed monthly statement; free electronic statements available
  • Open your Basic Checking account with just $50
  • Free Online Banking and Bill Pay 
  • Debit card or ATM card is available
  • Overdraft Protection is available

Student Checking

  • No monthly maintenance fee
  • Free Online Banking and Bill Pay
  • No fee for up to five non-Northwestern ATM transactions each month
  • Write up to five checks free per month
  • View your detailed monthly statement online
  • Open your Student Checking account with just $50
  • Receive your first box of personalized specialty checks free 


For a complete listing of fees related to checking accounts, please see our current service fee schedule, available at any Northwestern Bank office.