Susan has worked as a trust officer in the Traverse City area since 1988. Her background includes estate planning to avoid probate and minimize taxes, as well as investment management. Prior to moving to Traverse City she was a tax analyst with the Northern Trust Company in Chicago. An honors graduate of Grand Valley University, she is a member of the Zonta and Economic Clubs of Traverse City. Susan is the lead host for WTCM-AM’s Everybody’s Planning Hour, a weekly call-in talk radio show. She has volunteered her time for fund-raising efforts on behalf of Northwestern Michigan College and Zonta Festival of Trees.

Ryan has worked in the financial services industry since 1989. He has extensive experience working with intergenerational trusts and other complex family-related wealth matters. His background includes assisting institutional, business, and personal clients with all aspects of their financial planning, investment, insurance and banking needs. Ryan received his undergraduate degree in business from the University of Nebraska and is a graduate of Cannon Trust School.

Sid has over ten years of experience in banking and investments, and holds the Accredited Wealth Management Advisor (AWMA) designation from the College for Financial Planning. Before joining Northwestern he served as vice president and senior private banker for another local financial institution. He is a Rotarian, a member of the Community Action Team for Michigan Youth Opportunity Initiative and Jim Casey Youth Opportunity Initiative, and serves on the steering committee of the the Northwest Michigan Poverty Reduction Initiative.

Roger has 34 years of experience in the trust industry, the last 26 specializing in investments. He earned his undergraduate degree from Northland College in Wisconsin and received his CFA (Chartered Financial Analyst) designation in 1988. He is a member and past president of the Western Michigan Chapter of the Investment Analysts Society of Chicago and a member of the Association for Investment Management and Research. Roger is also a member of the Traverse City Economic Club.

Kimberly has over 20 years of experience as an investment specialist in the trust industry. She earned her undergraduate degree in finance from the University of Michigan and is a graduate of the Cannon Trust School for Advanced Trust Investments. Prior to joining Northwestern, Kimberly worked as a portfolio manager for trust investments at another northern Michigan financial institution. She is a member of the Traverse City Economic Club, and has volunteered for the National Cherry Festival and the Traverse City State Theatre.

Since 2004, Janice has worked in Traverse City as a financial advisor and previously worked in Boston as a client service specialist and as a financial representative. She is a graduate of Central Michigan University, is life and health insurance licensed, and is long-term care certified. Janice is a member of Zonta Club of Traverse City, and is a coach for Girls on the Run, Odyssey of the Mind, and T.E.A.M. (Traverse City Elementary Athletic Members).

Tom has over 40 years of experience in the field of trust and estate taxation. He received his undergraduate degree in accounting from Wayne State University and attended Walsh College’s Master of Science in Taxation program until relocating in Traverse City. He was a division head for several Michigan banks.

A Certified Financial Planner, Gary has over 32 years experience in the banking industry. His responsibilities include the administration of personal trusts, estates, and investment management. He earned his undergraduate degree from Wayne State University and an M.S.A. from Central Michigan University. Gary is a graduate of Cannon Trust School and received his CFP certification from the College of Financial Planning in Denver, Colorado.

Regina has over 22 years of wealth management experience. Her responsibilities include the administration of personal trusts, estate planning, and investment management. An honors graduate of Davenport University, she currently is treasurer of the Board of Directors for Child and Family Services of Northwest Michigan and a member of the Traverse City Economic Club. An active community supporter, she has been a volunteer for United Way Youth Friends and Day of Caring, Junior Achievement, American Heart Association, National Cherry Festival and the Optimist Club.

Rob administers all types of personal trust and probate accounts. He earned his undergraduate degree in business from Michigan State University and graduated from the National Trust School at Northwestern University. DeLonge has over 40 years experience in the trust banking industry. He is a board member and past president of the Scenic Trails Council, Boy Scouts of America, and the Grand Traverse Area MSU Alumni Club, and has served as a board member of the Grand Traverse Estate Planning Council, the Traverse Symphony Orchestra, and the Munson Medical Center corporate board.

Larry has over 20 years of trust experience and has devoted his entire career to trust services, including administration, portfolio management, employee benefits and business development. As an experienced family office administrator, Larry acts as the key relationship manager for investment portfolio management, cash flow analysis and budgeting, bill paying, insurance needs, charitable giving, succession planning for family-owned businesses, tax advisory and preparation and multi-generational wealth transfers. An active community supporter, he has volunteered for United Way Day of Caring, Father Fred, and the National Cherry Festival.

A Certified Financial Planner, Jim has spent over 30 years in the banking industry and has extensive knowledge in commercial lending, investments and retirement planning. After graduating from the University of Michigan, he received his Master of Business Administration degree in finance from the University of Detroit and later attended Cannon Trust School. Jim is a Leadership Grand Traverse graduate and a member of the Financial Planning Association.

Craig has nine years of experience in the financial services industry. He attended Delta College and is a graduate of Michigan State University with a degree in finance. Prior to joining Northwestern, he worked as a financial advisor for two other financial services providers in Michigan. Craig volunteers for Habitat for Humanity and has served as president of the Traverse City Chapter of Business Network International and as Traverse City Chamber Ambassador.

Courtney has eight years of experience in the financial services industry. A graduate of William Smith College, Geneva, NY, she is a Certified Financial Planner. Before joining Northwestern, she worked in the Traverse City office of one of the world’s largest investment management firms. Courtney believes in community involvement, volunteering with groups such as Zonta, Leelanau Conservancy, the Fishtown Preservation Society and others.

Keith has been in the financial services industry for over 21 years, with a primary focus on qualified retirement plans for over 17 years. Keith earned his undergraduate degree in business from Western Michigan University with concentration in finance and investment analysis. He holds a Certified Financial Planner designation from the College for financial planning, has completed the Cannon Financial Institute’s Trust School, and is a member of the Economic Club of Traverse City.

Keisha has been in the financial services industry for over 23 years and has focused exclusively on employee benefits for the past 14 years. She earned her undergraduate degree in business from Ferris State University and is a graduate of Cannon Financial Institute’s Employee Benefits School. She has also earned the Certified Retirement Services Professional certification (CRSP) from the ABA’s Institute of Certified Bankers. Keisha is responsible for the administration, compliance, and maintenance of corporate retirement programs and flexible benefit plans.